• 3-hab is a Physician-Driven MCO

    We bring exceptional value

  • Excellent Service

    Single Point of Contact



The 3-hab Advantage

Physician Claim Management

Interactive Client Portal

One Point of Contact

Industry Code Comparison

Customized Reporting

Easy OSHA and PERRP Reporting

Our approach

3-hab has provided a proven system since 1994 for returning injured workers to jobs quickly and safely. Our physician case managers medically manage prompt, appropriate care for injured employees, while keeping employers informed of their employee’s progress.

Our philosophy

3-hab uses ONLY Orthopedic, Occupational Medicine and Dental physicians to make medical decisions on all claims.

3-hab believes that the Physician of Record POR holds the employer's bottom line in their hands depending how efficient and effective an injured worker's claim is managed. 3-hab's PHYSICIAN Case Manager's interaction with the POR in a PEER to PEER relationship to discuss alternative treatment has been IMPERATIVE for us to cooperatively save hundreds of thousands of dollars for employers.


Our Medical Director, Associate Medical Directors, Vice President and Chief Operating Officer are willing participants in the problem solving process, therefore keeping the lines of communication always open.

Why 3-hab?

Each day, 3-hab takes steps towards our goal to resolve workers compensation claims with the expertise of our physician case managers which leads to an employer’s success.

3-hab physicians proactively manage ALL claims ensuring timely and effective treatment

3-hab provides unique management tools in the MCO world by ONLY utilizing physicians to manage claims. Claim management is done by orthopedic, chiropractic, internal, occupational medicine, psychologist and dentists. These Physician Case Managers approve/deny reimbursement and take the next step and call the Physician of Record POR to discuss treatment when necessary.

Minimize lost time/compensation that ultimately saves premium dollars.

3-hab’s physicians speak directly to the POR concerning a release to return the injured worker safely back to work when time off work is not appropriate

3-hab's proprietary computer system

Employer’s have access to our portal which provides real time claim information, interactive OSHA reporting and many multi-faceted management reports.

3-hab’s physicians frequently consult with the employers and discuss difficult cases.

This provides clarification on claim activity and provides an opportunity for the employer to ask questions.

3-hab’s physicians call the lost time injured worker to check status

3-hab physicians may identify possible issues and work proactively to avoid/resolve issues.

One Point of Contact

3-hab believes continuity is important so we provide a one point contact who knows the employers claims and maintains an open line of communication with the employer.

Eliminate "Run-away" claims

Our physicians are highly successful in obtaining work releases that typically minimize if not eliminate compensation, therefore controlling the drain on an employer’s premium.

Manage Unnecessary Medical Procedures

Our physicians manage all services even those that fall under presumptive authorization at the beginning of a claim to ensure appropriate services to pay.

Easy Access Customization

Employer’s have access to our portal which provides real time claim information, interactive OSHA reporting and many multi-faceted management reports.

Dear Employer,

Many employers think Worker’s Compensation is a monster that cannot be easily managed. Management of Worker’s Compensation claims is effortless using 3-hab. We provide a one point of contact with the Care Coordinator. The Care Coordinator will ensure all medical documentation is obtained and forwarded to all parties. Our physicians will speak with the injured worker’s physician to obtain appropriate work restrictions and ensure timely treatment plans. 3-hab communicates diligently with the employer. Our physicians will also speak directly to the employer for updates. Our goal is to get the injured worker back to pre-injury status as quickly as possible effectively controlling costs. Calm the worker's compensation monster within your company by choosing 3-hab as your MCO for Worker’s Compensation.


Clients Talk About Us

True Story From An Injured Employee...

"It's a beautiful day and I have been thinking about all the things I have to be thankful for. One of the biggest is the help and support from 3-hab after my bicep injury. I am an outreach naturalist. My hands and arms are my livelihood, so when they were injured in an accident at work, you can imagine my fears and concerns. The first doctor who examined me gave me a lengthy prognosis and said, "This is a workers comp injury and that takes more time." We talked to 3-hab and they got the ball rolling fast. Before I knew it, they set me up with a fantastic surgeon to discuss options and set a date for my surgery. All within two weeks! My doctor said workers comp claims hardly ever move this fast. My surgery was a success thanks to the fantastic surgeon and the get-it-done attitude of 3-hab. 3-hab called me a myriad of times to make sure everything was getting done and checked in to see how I was doing. They were very personable and professional. I felt at ease knowing that 3-hab was taking care of my claim. When you're injured, it’s nice to know there's someone in your corner. Thanks for being there 3-hab!"

- Injured Worker

From Our Valued Employers...

Dewey's Pizza

"I would like to thank 3HAB for the diligent and timely service they have provided to Dewey's Pizza over the last several years. Your partnership has made the administration of Workers Compensation claims much easier and more efficient. We appreciate your support and guidance over the years and look forward to many more to come."

-Lauren Dean - Human Resources Generalist

Mulch Makers of Ohio, Inc.

"I would highly recommend selecting Martha, Liz, and the 3hab team as your MCO. You of course hope that you will never need to use them, as did I, but unfortunately we did have an injured worker last year and the assistance we received was phenomenal. I personally had never gone through the process of a Worker’s Compensation claim prior to this, but if you have, you are aware of the continuous flow of paperwork and forms that are associated. I run a very busy office, and would have been overwhelmed in trying to decipher and understand what was needed from me throughout the process. I wanted to confirm I was doing everything necessary to support our injured employee, but in all honesty, I had no idea what I was doing. Thankfully, I had the 3hab team to help me through the process, which not only ensured that I was doing everything correctly, but took a huge burden of the workload off of me as well. They were quick to answer any questions I had, and gave thorough explanations when our employee needed assistance as well. I can say with certainty that we would have been lost without them! You will not be disappointed in choosing 3hab as your MCO."

-Kelsey Brooker - Office Manager

City of Reading

I would like to say how happy the City of Reading is with the service we receive from 3-hab Ltd. We have always had excellent service; quick response and your staff keeps us very informed on our claims. Claims are processed in a timely manner and the staff is great to work with. It is always a pleasure to work with you all at 3-hab. Thanks for a great partnership"

-Diane Brown - City Clerk

United Envelope

"My name is Tina Gatto and I am the Human Resources Manager at United Envelope. I am pleased to be able to write this "Letter of Recommendation" on behalf of 3-Hab, Ltd. I turned to 3-Hab in 2010 because I was not completely satisfied with the Medical Management provider we had at that time for our Workers Compensation claims. As we all know that the Human Resources Department is never ending and to have a wonderful group like 3-Hab to help lighten that load and stand by you to ensure that you are being taking care of makes them #1 in our book!!!! 3-Hab was referred to me by our 3rd party claims administrator at that time and partening with them has been the greatest move we could have ever made. 3-Hab took over and worked with myself to manage and gain control of all the claims we had at that time. They have gone above all expectations in their excellent expertise and dedication to our account. In conclusion, I would highly recommend 3-Hab for your Medical Management to be added to your Workers Compensation program and they will be an extremely positive addition to your organization."

-Tina Gatto - Human Resources Manager


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Claim Information

Helpful sites and forms

First Fill Prescriptions

Internal Accident Report

Supervisors Investigation Report

Mission Statement

3-hab is a physician-directed communications link among medical providers, employers, and employees to ensure quality care to injured workers
promoting rapid recovery from injuries and industrial diseases, thus permitting quick resumption of work within safe environments.

Meet Our Team of Physicians

David Greenfield, M.D.

Founder and CEO

Lee D. Shaftel, M.D.

Senior Clinician and Medical Director

Bernard Bacevich, M.D.

Associate Medical Director

Clyde Henderson, M.D.

Associate Medical Director

Anne Like, M.D.

Associate Medical Director

Let's Keep In Touch

Contact us


3-hab, Ltd.
P.O. Box 429540
Cincinnati, OH 45242-9540 USA


800.869.1871 Extension: 3206



Copyright © 2018 3-hab, LTD. / All rights reserved.